Our Services
Wealth Accumulation
Portfolio Building – With the right asset allocation, we can help develop an investment strategy that balances potential risk and return by diversifying your assets across several investment categories. We’ll take into account your risk tolerance, liquidity needs, as well as your short and long-term goals. Offering traditional brokerage accounts, investment advisory services, and fee based asset management, we have an investment platform suited specifically to meet your investment objectives.
College Funding – We can help you choose the right savings and investment vehicles, including 529 plans, to develop the best plan available for financing and education.
Retirement Planning – If you are planning for a secure retirement, we can help you evaluate all of your existing retirement plans including pensions, 401(k)s, IRAs, and annuities. We can analyze your retirement income needs, sources and assets to run retirement projections based on various scenarios.
Wealth Protection
Survivorship and Asset Protection – We can help you develop a strategy using life insurance to provide the income your heirs will need to maintain their way of life, as well as ways to maximize and protect your hard-earned retirement savings and your independent lifestyle should you or your spouse need long term care.
Disability Income – Often overlooked is the need to protect one’s current income stream and future earnings in the event of a disability. We can help you protect future earnings from such an event.
Long Term Care Planning – Through the use of insurance, we can help protect your assets from the rising costs of long term care that can affect your financial future and that of your loved ones.
Wealth Distribution
Trust and Estate Planning – With the right strategy, you can control your assets according to your wishes, as well as help minimize taxes, reduce administrative costs, and ensure the effective management of your affairs should you become incapacitated. Based on your individual situation, we can recommend techniques for approaching these challenges.
Charitable and Family Gifting Strategies – You probably have several objectives when passing your estate to your family. Maximizing the financial transfer is just the beginning. We can work with you to develop charitable and family gifting strategies that may significantly reduce or potentially eliminate both estate and gift taxes, fund your family and charitable goals, and help you maintain the control and timing of your wishes.